This website is used by Radcliffe & Newlands Limited to inform you of the services we offer. To do this we must obtain certain information from you about your personal and financial circumstances. The information, which you give us, will then be passed by us to potential providers and researchers who will use the information and respond with the terms they have found or that they are prepared to offer. The law requires us to have your consent before we use any personal information you give us or pass it to any third parties. You must therefore agree with us that:
Any information we hold about you can be held on computer and/or paper files.
Any information, which you give us, including sensitive personal data such as health and medical records, may be disclosed to selected third parties for the purposes of finding the best available product for you and processing your application. We may disclose information about you to insurance companies and other product providers, researchers and anyone whom we may use to process your application on our behalf, and fraud prevention agencies to prevent fraud; Although we will try to obtain the most competitive product for you we will not send your personal details outside the European Union, Channel Islands or the Isle of Man.
We (and any third party to whom we have passed your information with your consent) may use the information that we, or they, hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services which may be of service to you. We may track the pages visited on this website to bring you such further information.
We agree that any consent given by you may be withdrawn by you at any time by contacting us in writing at email@example.com.
You have the right, at any time, to contact us and ask for a copy of the information that we hold about you. You may be charged a fee for this.
These Terms apply to your use of our website. If you are not over 18 or not living in the United Kingdom you will not be able to use this website and you should not attempt to make an application, although subject to your acceptance of these terms you should feel free to browse. You must click the accept button at the end of these terms to signify that you agree to be bound by these terms and agree that you have read and understood them. If you do not agree to be bound by the terms set out below you should not use this website.
Our Liability to You
While we will use all reasonable endeavours to ensure the accuracy of any information placed on this website, we make no representations or give any warranties of any kind with respect to this site or its contents and we disclaim all representations, except where fraudulently made, and warranties. In addition we make no representation or warranties about the accuracy or the information contained on this website. The website may only list the Product Providers with whom we have arrangements and may not cover all Product Providers in the market. These disclaimers do not attempt to disclaim liability for matters, which cannot be excluded under any applicable English law or the rules of the Financial Services Authority. We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the site or the server that makes it available are free of any viruses or represent the full functionality, accuracy or reliability of the materials. We will not be liable to you for any loss of content or material uploaded or transmitted through the website. We cannot guarantee that a Product Provider will be able to provide an investment at any particular time. We do not accept any liability in the event of withdrawal of any offering of an investment or for rejection of your application by the Product Provider for any reason whatsoever.
This website is designed to provide general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact us for advice.
We reserve the right to modify or withdraw, temporarily or permanently, the website or any part of it without notice to you.
We reserve the right at any time to refuse to process a transaction for any reason. We will not be liable to you or any third party by reason of failing to process a transaction.
Third Party Links
In the event that there are third party links to other websites for your convenience, you acknowledge and agree that we are not responsible for the availability or functionality of such external sites. We do not endorse the contents of any external sites and are not responsible or liable, directly or indirectly, for any loss however caused to you by your use of any external site.
The information on this website is for residents of the UK only.
These Terms shall be governed by and construed in accordance with English law and the English courts shall have jurisdiction over any disputes between us.
Statistical and site usage information
We collect information on the usage of this site in order to improve the user experience. The information that we collect is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.
We collect this data through the following means:
Cookies. A cookie consists of a small amount of information sent by our web server to your web browser, where it’s stored. Session cookies are used to track the pages and features visited on the site, helping us improve the site functionality and user experience. These are deleted when you close your browser. Most browsers allow you to reject cookies but this will affect the functionality of many websites.
IP Address. We or our service providers may also use your IP address to collect, among other things, internet traffic data and data regarding your browser and computer types.
Effective as of 17.04.2013