MEET THE ADVISERS

We provide independent advice in all areas. Our advisers are highly qualified experts in their fields and are supported by a talented team of technical researchers and administrators.

Louisa Bateman

MORTGAGE ADVISER

Louisa has worked in the financial services industry since 2001, advising clients on mortgages since 2008.  Her clients are a cross-section of City, media and theatrical individuals wanting someone to take the stress out of an already stressful process.

She is well practised in guiding first time buyers through the process of buying their own home and in arranging mortgages for busy individuals who have neither the time nor the desire to negotiate the market in their search for the most suitable mortgage. Her work is completely focused on mortgages with no distractions so her expertise is second to none.

Louisa loves to dance and has won competitions, although you will never hear her boast about it.

Qualification: Certificate in Mortgage Advice and Practice (CeMap)

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: lbateman@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Matthew Brehaut

PROTECTION ADVISER

Matthew has worked in the financial services industry since 1997.  He has been advising clients in all aspects of their finances, qualifying as a Financial Adviser in 2001 and achieving a diploma in financial services in 2012. He gets a lot of enjoyment from helping people to achieve their financial goals.

Having worked most of his career in the banking sector Matthew joined Radcliffe & Newlands in June 2015 because he felt he could betters serve clients through being part of a firm that offered clients independent advice and a much broader proposition than most banks now offer.

Matthew believes in building relationships based on trust with his clients and works hard to identify what is of greatest importance to them and their families. He is committed to using his extensive experience and knowledge to offer clients a truly informed choice and a protection plan which suits them throughout the different stages of their lives.

Qualifications: IFS Level 4 Diploma For Financial Advisors, CII Financial Planning Certificates 1, 2 and 3

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: mbrehaut@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Glen Brook

CHARTERED Financial planner

Glen gained his BA (Hons) degree from Warwick University in English Literature and then worked for a number of years as Deputy Head of a Primary School before moving into the financial services industry. He has now worked in financial services for over 25 years, providing advice to private and corporate clients in areas such as retirement planning, utilising appropriate tax wrappers, inheritance tax planning, investing for income and growth, and providing long term financial security and wealth preservation plans for families.
Glen is a Fellow of the Personal Finance Society making him one of the most highly qualified top 5% of UK advisers. He is also a Chartered Financial Planner.
Glen believes that effective financial planning starts by understanding each client’s individual objectives and establishing an appropriate long term financial plan, taking into account life changes along the way. Glen works with a variety of clients ranging from young entrepreneurs to retired individuals and generally works with people who he has been recommended to by existing clients. He also works with corporate clients covering areas such as business protection, shareholder and partnership assurance, and group and occupational pension planning.

Qualification: Fellow of the Personal Finance Society (FPFS), Chartered Financial Planner, Chartered Insurance Institute Advanced Diploma in Financial Planning (AFPC), Advanced Pension Planning (AF3), Financial Planning Process (AF5), Taxation and Trusts (G10), Personal Investment Planning (G20), Pension Planning (G60), Chartered Insurance Institute Diploma in Financial Planning (Dip PFS), Diploma in Financial Planning, Taxation and Trusts (J01), Pension Funding Options (J04), Pension Income Options (J05), Investment principles, markets and environment (J06), Certificate in Mortgage Advice (MAQ), Savings and Investments (SV1), Chartered Insurance Institute Certificate in Financial Planning (Cert PFS, FPC 1,2 and 3), Certificate in Financial Planning and Lifetime Mortgage Activities including UK Financial Services Regulations and Ethics (CF1), Investment Principles & Risk (CF2), Financial Protection (CF3), Retirement Planning (CF4), Integrated Financial Planning (CF5), Mortgage Advice (CF6), Lifetime Mortgages (CF7), Pension Simplification (CF9), and Equity Release and Home Revision Plans (HR1).

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: gbrook@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Paul Daly

Financial planner

Paul graduated from Queen Mary College London with a BSc Economics Degree. Thinking that it would lead him to a career in advising clients he then went on to become a trainee accountant which he soon discovered was not for him. Being a very practical person, he developed a career restoring antique and designer furniture both here and in Europe. He ran his own restoration services company for 10 years, the success of which provided the capital to allow him to return to the world of finance and economics. He became a financial adviser in 1986.

He has been a trusted adviser to his clients for a number of years and advises on all areas of financial planning. Paul feels that although he is competent in almost all aspects of financial planning for individuals and small businesses, he sees himself as a bit of a ‘financial GP’ in that having made a financial diagnosis, if he cannot put it right he will refer to either an in-house specialist or to a trusted external adviser to effect the appropriate remedy.

Married with 5 children, Paul’s pastimes and interests out of the office mostly involve sport, both watching and playing football, golf and fishing. Having three sons has seen him through necessity become a qualified cricket umpire and football referee – so a masochist as well as one who abides by the rules and principles. On top of all of these pastimes, he enjoys the freedom afforded to him by motorcycling whenever he can, especially as it affords him quality thinking time away from all distractions.

He is also a member of the Rotary Club of St Marylebone and has been greatly involved over the last few years in the club’s community and charity club, especially during his presidential year 2010-11.

Qualification: Advanced Financial Planning Certificate (AFPC), Taxation and Trusts (G10), Pensions (G60), Business Financial Planning (G30), Certificate in Mortgage Advice and Practice (CeMap), Lifetime Mortgages (CF7), Long Term Care (CF8), Investment Principles and Risk (R02), Pension Simplification (CF9)

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: pdaly@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Peter Faiers

Financial planner

Peter now has 14 years experience in the industry, gaining great experience and knowledge in all areas of personal financial planning; these include protection (both personal and asset), retirement planning, investments, trusts and taxation.

Peter has a great deal of experience advising corporate clients in areas such as auto enrolment but also in providing individual advice to employees themselves.

Qualifications: Chartered Insurance Institute Financial Planning Certificate (Cert PFS), Taxation and Trusts (G10), Pensions Simplification (CF9), Savings and Investments (SV1), Pension Income Options (J05)

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: pfaiers@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Rohan Goodall

Financial planner

Rohan joined the industry back in 1987 and joined Radcliffe & Newlands in 2008.  Rohan advises a select group of private clients as well as providing advice as an employee benefit for several firms.

Married since 1992, Rohan is the proud father of son Kristian, aged 11.  He is a strong principled man, with a firm belief in good discipline, and teaching what is right and wrong, as Kristian will tell you!

His family is the most important thing in his life and his hobbies reflect that.  He coaches an Under 12’s cricket team for the local village, and manages a rugby side too.  Despite the sporting hobbies he often complains of having too little time left to actually do sports himself with the golf course being a favourite but infrequent destination.

Still, living 2 minutes from the New Forest and 5 minutes from the sea provides plenty of opportunity for exercise.  Most early mornings Rohan can be found walking the family dog ‘Scooby’ in the New Forest.

A great believer in local communities, Rohan supports his local businesses, farms, and charities.

Qualifications: Chartered Insurance Institute Financial Planning Certificate (Cert PFS), Financial services, regulation and ethics (R01), Investment principles and risk (R02), Financial planning practice (R06).

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: rgoodall@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Julian Griffiths

Financial planner

Julian has spent 26 years in financial services working mainly in the investment, retirement and later life market. One of the few advisers accepted as a member of the Society of Later Life Advisers he spends much of his time planning retirement, making best use of invested capital, funding long term care and mitigating inheritance tax.

I am lucky enough to have worked with some of my clients for a number of years but unfortunately this means that we are not as young as we used to be. My interest in later life planning stems from personal experience after my Mother spent 14 years in care, my Father living with motor neurone disease and Father in Law living with dementia. Helping families through the care maze is hugely rewarding. Not just making sure the required support is there for the individual but taking the weight from the family or the Attorney.

Julian volunteers as a Dementia Champion looking to encourage others to make a positive difference to people living with dementia in their community. Out of the office he is a Bee Keeper and when not up to his neck in bees, presents to the public inspiring others to support one of our most important pollinators.

Qualifications: Accredited by the Society of Later Life Advisers (SOLLA) Diploma in Financial Planning, Financial Planning Certificate, Certificate in Life & Pensions, Award in Long Term Care Insurance, AF5 Financial Planning Process, G20 Personal Investment Planning, K10 Retirement Options, K20 Pension Investment Options. JO1 Personal Taxation, CF1 Financial Services Regulation & Ethics, CF4 Retirement Planning, CF5 Integrated Financial Planning, CF8 Long Term Care, ER1 Equity Release.

       

                   

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: jgriffiths@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Keith Holdich

Financial planner

Starting as a financial adviser with the Pearl Assurance, Keith has enjoyed a successful career in the field for over 20 years. He was approached to join the Ecclesiastical Insurance and spent over 10 years working mainly with the clergy. His focus is on being a personal financial planner who helps clients from all walks of life with all aspects of their finances as their careers, personal lives and circumstances change.  He believes it is essential to ensure that financial plans adapt accordingly as clients move along life’s journeys and is committed to making that happen.

Keith is also very knowledgeable in the area of savings, investments and pensions, but has been very active in inter-generational financial planning to reduce potential inheritance tax.

Keith lives in Worcester Park Surrey, although he was originally born in Canada.

He has a keen interest in swimming and sport and is a regular at his local gym as well as being a keen supporter of the national team in most sports. He also enjoys cooking (at weekends) going to the theatre, music concerts, reading, films and travelling, with past destinations including Vietnam and Thailand.

Qualifications:  IFS level 4 Diploma for Financial Advisers (Dip FA), Financial Planning Certificate (FPC 1, 2 & 3)

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: kholdich@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Andrew Kemp

Certified Financial planner

Andrew has been an adviser for almost 20 years and a Certified Financial PlannerCM(CFPCM) since 2004. There are less than 1,000 CFPs in practice worldwide*.  It is the only globally recognised qualification in Financial Planning and the only one which tests the ability to write a thorough and workable financial plan.

Andrew understands that the secret to good financial planning is to be sure about what is important to you first. What is it that you haven’t yet accomplished, or been or done that is profoundly important to you? How you would like to spend your time if you had the choice? By understanding these aspects first, we can be sure financial planning is done properly.

Andrew’s wide-ranging client list includes a number of barristers, business-owners and high net worth individuals.  He has also developed numerous professional connections including accountants and solicitors specialising in Private Client and Family matters.

In his spare time Andrew enjoys keeping fit, target rifle shooting for his club and county, and socialising with friends, which includes many charity events.  Andrew is also interested in football and supports Nottingham Forest FC.

* As at 27 July 2010

Qualifications: Certified Financial Planner (CFP), Associate of the Personal Finance Society (APFS), Advanced Financial Planning Certificate (AFPC), Taxation and Trusts (G10), Personal Investment Planning (G20), Pensions (G60), Savings and Investments (SV1), Group Risk (GR1)

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: akemp@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Mel Kenny

CHARTERED Financial planner

An experienced planner, Mel has a background in economics including a BA (Hons) in Economics, an MSc in Business Economics which included a stint at the Norwegian School of Economics. In particular, Mel’s interest in meeting the needs of older people led to him being awarded the Later Life Adviser Accreditation by the Society of Later Life Advisers (SOLLA). He is also a Fellow of the Personal Finance Society which is the highest qualification awarded by the Chartered Insurance Institute (CII) and a further indication of Mel’s commitment to professional development. As the company spokesperson, Mel is often asked for comment by the national press on financial matters.

Whether it’s finding out how much money we will need just to get by or whether it’s something a little bit more luxurious, Mel enjoys adopting the financial planning approach before getting down to the nuts and bolts of financial advice.

As well as the practical issues, Mel has a significant technical capability especially in the area of retirement planning, whether it be building up, transferring or drawing down money for later life – from the tax efficiency of different investments such as pension schemes to the certainty provided by annuities in retirement and long term care.

He likes to tell it how it is rather than skirt the issue and this is evident in his regular contributions to the Radcliffe & Newlands blog.  Mel can also be followed on Twitter (by clicking this link you are departing the regulated site of Radcliffe & Newlands. Neither Radcliffe & Newlands nor TenetConnect are responsible for the accuracy of the information contained within the non-regulated site.)

Out of the office, Mel enjoys keeping fit and attending major sporting events.

Qualifications: Accredited by the Society of Later Life Advisers (SOLLA), Fellow of the Personal Finance Society (FPFS), Associate of the Institute of Financial Planning (AIFP), Advanced Financial Planning Certificate (AFPC), Business Financial Planning (AF2), Financial Planning Process (AF5), Taxation and Trusts (G10), Personal Investment Planning (G20), Pensions (G60), Investment Portfolio Management (G70), Tax and Legal Aspects of Business (J03), Pension Funding Options (J04), Pension Income Options (J05), Long Term Care (CF8), Equity Release (ER1), Financial Services Regulation and Ethics (R01), Investment Principles & Risk (R02)

“You have really earned the fees you are due! I am very impressed by the time you have given this and with your patience in dealing with all my questions. You quite correctly recognise me as being risk averse and correctly predict my anxiety if we’re hit with a future of rising inflation. I’m sorry for having made this difficult.One thing I can be sure of is that we couldn’t have gone through a more thorough process for reaching this decision, and that fact alone means I will lose no more sleep over this. I am happy with the outcome.Thank you again for your forbearance.” – Carole, London

By meeting Mel I was able to INCREASE my income in retirement by including provision for my wife on my annuity. Mel also keeps me updated with developments in the later life financial world as he knows I have an interest in from my work. –  Clive Evers, London

Arranging an immediate needs care annuity: It is so hard to know what to do for the best when you are an attorney for someone else’s finances and, such a responsibility. You were so patient in explaining how the annuity worked especially as I had no prior involvement with anything like this. I was surprised you also helped me secure a lot which I didn’t believe would be possible. – David, Southend

Thank you so much for your efficient and friendly approach and I would certainly recommend you to others. – Rachel, Dorset

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: mkenny@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Emine Osman

chartered Financial planner

Having been in the industry since 2001, Emine has many years’ experience as an Independent Financial Planner. She had gained extensive knowledge in all areas of Personal Financial Planning, including investments, pensions, trusts and tax planning. She also has a background in Economics, including BA (Hons) in Economics.

Emine delivers a personal, caring and friendly service in what can be perceived as a complex area. By working closely with her clients and their loved ones, a bespoke financial plan can be put into place to give them peace of mind and put them in the best position to achieve their short, medium and long term financial objectives.

Emine works closely with her clients on a long-term basis,  developing a close rapport and understanding of their financial circumstances to help improve their financial position, whilst trying to monitor changes in legislation and avoid any detrimental impact wherever possible. By working closely with a number of other specialists she is able to provide a comprehensive service.

Qualifications: Financial Services, Regulations & Ethics (CF1), Investment and risk (CF2), Retirement planning (CF4), Integrated Financial Planning (CF5), Financial Planning Certificate (FP1 & FP2), Financial protection (RO5), Certificate In Advanced Mortgage Advice (CF6), Financial services, Regulation & Ethics (RO1), Investment Principles and Risk (R02), Personal Taxation (R03),  Pensions and Retirement Planning (RO4), Financial Planning Practice (R06),  Personal Tax and Trust Planning (AF1), Pension Plannin (AF3), Investment Planning (AF4), Financial Planning Process (AF5).

BA (Hons) in Economics and Administrative Science

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: eosman@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Sarah Oughton

Financial planner

Sarah has over 20 years financial services experience, initially as a training expert and latterly as an adviser.

Sarah started her advisory career as a tied agent back in 1991 before training to become an independent financial adviser.

Sarah runs a private practice, but has extensive expertise in the corporate market. She advises on all aspects of financial planning, with particular specialisation in pensions. Sarah holds the Chartered Insurance Institute’s G60 AFPC, one of the most highly regarded pensions qualifications.

Sarah is committed to providing a highly personalised service specifically tailored to her clients’ discerning needs. She also believes that ongoing monitoring, review and close service are essential to working with her clients.

Sarah is married with two children.

Qualifications: Financial Planning Certificate (FP1-3), G60 AFPC

“I have been working with Sarah Oughton for a number of years. I introduced Sarah to my current workplace to provide financial advice and pension information to employees. Feedback from these sessions have been extremely positive. Employees find Sarah to be personable, trustworthy and informative. They also appreciate the concise and jargon-free advice that she provides. I would highly recommend Sarah to any employer who would like to enhance the financial wellbeing of their staff.” – Pari S, Populus Group

“When my plumber informed me that he was going to be off work for 6 months due to an accident, and that he had to move house as he couldn’t afford his current mortgage, it suddenly reminded me that as a self-employed person, who’s going to pay the bills if something happens?I had been avoiding the issue of income protection for quite a while as I find it all so tedious and difficult, but after this incident I immediately contacted Sarah, who clearly, concisely and efficiently steered me through all the options available. Within 1 hour I had the chosen the cover I wanted and Sarah sorted out the rest of the boring stuff. She then followed up on every occasion to make sure I was kept up to date with the progress of the application.If anyone is looking to be more financially protected, particularly if you are a self-employed person I would highly recommend Sarah so help you sort it all out. She deals with all the boring stuff and you end up with peace of mind and an efficient service.”  – Matt Tamayo-Myerson

“Dear Sarah, As you are aware, my aged mother recently needed some financial advice. As I have used you in the past and being delighted in the (impartial) service you provided I had no hesitation in calling you. It is testament to you that the advice you gave didn’t benefit you financially but was the right advice for my mother and for reason I shall always recommend you to everyone I know who needs financial advice… which is everyone! With sincere thanks” – Patrick, Chiswick

“As a former IFA myself for all of 15 months, it took me a little while to realise that I could benefit from Sarah’s advice and am very glad I took the plunge. Sarah initially helped me with getting competitive quotes for increasing my life cover and accurately predicted that my health record – despite a positive outcome after heart surgery – would result in offers being withdrawn. Sarah then concentrated on arranging a much-needed boost to my pension with the consolation that my entire fund would be transferred to my widow in the event of premature death. Sarah’s positive and charming personality strikes the right balance between being proactive on behalf of her indecisive clients while leaving them with the space in which to reach their own final decision.I have no hesitation in recommending Sarah as a really wonderful IFA!” – George, Putney

” I just wanted to drop you a short note to express my gratitude for the excellent advice that you gave me all those years ago (how many, 10ish now?) which led to me taking out the Sickness Income Protection Policy that you suggested. Since having to stop work with my medical condition nearly a year and a half ago now, that policy has kept mine and my family’s heads firmly above water, and to be frank, I have no idea what I would have done without it. I can’t really say how grateful I am to you. Excellent advice, very well delivered, and as time has proven, utterly correct.” – Steve C.

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: soughton@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Henrietta Oxlade

Financial planner

Henrietta has been an adviser since March 1988. During her years as an adviser she has gained vast experience with both private and corporate clients. She has a broad range of clients including many with backgrounds in TV, music and the arts.

Henrietta became an adviser because she enjoys looking after individual clients on a one-to-one basis. Her success has come from enjoying what she does and the quality of the service that she provides has meant that her clients come from professional connections and personal recommendation only.

Henrietta also enjoys corporate client work and has a lot of experience in SME Group Personal Pensions. She is able not just to assist the company but also to provide advice directly to all employees, ensuring that any staff benefits are properly understood and effectively used.

Qualifications: Chartered Insurance Institute Financial Planning Certificate (Cert PFS), Financial services, regulation and ethics (R01), Investment principles and risk (R02), Pensions and retirement planning (R04), Financial protection (R05), Financial planning practice (R06).

Financial Adviser of the Year 2018 – London Winner 

Woman-in-Financial-Advice-Award-2018

“After selling a house I jointly owned, I found myself with a significant sum of cash and not much of an idea of what to do with it. During my meetings with Henrietta I discovered that while her knowledge of financial planning is without doubt impressive, even more so is her ability to tailor this knowledge to a language suited for her audience.I am keen to understand my investments, and the choices I have, and Henrietta constantly explains the reasoning behind her advice as well as encouraging me to ask questions, allowing me to broaden my knowledge as well as my portfolio. I am confident my money is in the best place it can be and have a greater understanding of my attitude towards risk and how to plan for the future.”

“Wanted to ensure that I was adequately planning for my retirement. Henrietta is extremely easy to talk to, explains issues in an easy to understand manner and has radically changed the way I think about my savings and pension. Excellent recommendations and I feel much more secure about my future planning.”

“I needed to consolidate some investments I had and to look at pensions planning. Pensions options are always a minefield and also knowing the best investments to make at the time. Henri guided my navigation through this. Also great advice for considerations when I was self employed at the time. She’s also evolved into ‘my go to person’ for pretty much anything including tapping into her super efficient collegues she recommends for areas she don’t personally cover.”

Henrietta was able to talk us through our current situation and all the options in a way that made the whole process a lot less intimidating. She spent a lot of time asking us what we wanted to make sure that everything she recommended really suited our personal circumstances. She also definitely has a good sense of humour which, when you are a little nervous about the situation, made us feel really comfortable with talking to her about what we needed. She was able to tell us all the things we should have done 10 years ago, and help get them quickly arranged, without making us feel stupid, which is a good skill!”

“Henrietta is an absolute babe and rocks at her job. She is professional but approachable and was quick to understand my spending and saving habits. Henrietta listened to my wants, needs, desire and concerns, and understood the difference between them, and was able to put together a plan, which is both affordable for me now, but meets the needs of my future. She was available and quickly responded to my questions.”

More testimonials: https://www.vouchedfor.co.uk/financial-advisor-ifa/hoxton/24398-henrietta-oxlade

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: hoxlade@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

James Parker

Chartered Financial planner

James has been advising private clients on their financial affairs for sixteen years. Being a Certified Financial Planner, a Chartered Financial Planner, a Fellow of the Personal Finance Society, and a Trust and Estate Practitioner easily puts him in the top five percent of the profession. In 2010 he was recognised as the ‘Inheritance Tax Financial Planner of the Year’ by Money Management Magazine (although he advises on a lot more than just inheritance tax planning).

Essentially he helps clients understand, take control and harness the potential of all aspects of their financial affairs in order to meet their needs and goals. The resulting financial strategy will be bespoke for each client. It will be holistic i.e. it will look at the overall financial provision and seek to meet all needs in the simplest and most efficient manner.

Having previously worked in a large accountancy firm, James left in order to provide a higher level of service to a smaller group of clients. His client base is predominantly comprised of time-poor professionals, business owners and the retired. He plans on restricting his client base to approximately one hundred and twenty families in order to ensure that he can continue to provide a highly personalised service. This personalised service is strengthened by his support team who play a key role in ensuring that clients needs are always met.

Qualifications: Chartered Financial Planner (CFP), Certified Financial Planner (CFP), Trust & Estate Practitioner (TEP), STEP diploma (Society of Trust & Estate Practitioners), CII advanced papers in the following: G10 Taxation & Trusts, G20 Personal Financial Management, G60 Pension Planning, G70 Investment Management, CF7 Long Term Care, CF8 Lifetime Mortgages

 

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: jparker@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Scott Rawlings

Director

Financial Planner / Mortgage Adviser

Scott has been an adviser since 1999. Initially a financial planner dealing in all aspects of finance, Scott later specialised in mortgages and is responsible for our mortgage department.

Scott is a big fan of property and helping people at all stages of their property journey. He takes great pleasure in anything from giving first time buyers guidance on how to get on the ladder to helping seasoned property investors to expand their portfolios.

Scott devotes most of his spare time to his children and the occasional run which has actually become less occasional since he began training for the 2019 London Marathon. If you would like to sponsor Scott the link to his fundraising page is here: http://uk.virginmoneygiving.com/ScottRawlings  (by clicking this link you are departing the regulated site of Radcliffe & Newlands. Neither Radcliffe & Newlands nor TenetConnect are responsible for the accuracy of the information contained within the non-regulated site.)

” Dear Scott, This is just a quick email to say thank you to you, Jill and Joanne. Please could you let them both know how very grateful I am for everything they did for me leading up to completion on my house. It was touch and go til the last minute, but I honestly don’t know what would have happened if Jill hadn’t chased everything the way she did. Joanne too was extremely helpful and always called me back with answers to any questions that I had. It has been an incredibly stressful time for me for lots of reasons, but I am glad to say that I am finally installed in my little house and almost all the boxes are unpacked. So thanks Scott for everything. You were so helpful from the first time we spoke – friendly, efficient and very human! All these things made a big difference to me, particularly because I was going through so much else during this period. So thanks again. I will definitely recommend you and your team. Great work!” – Joy

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: srawlings@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Kevin Steinlechner

Chartered Financial planner

Kevin has over 20 years experience in financial planning, advising individuals, families and SMEs on all manner of financial issues. He is a Chartered Financial Planner and holds advanced financial planning qualifications in savings and investments, pensions, taxation and trusts and business tax and law.

For businesses, Kevin specialises in: key person insurance and shareholder protection, directors’ pensions (SIPPs & SSASs), directors’ remuneration, employee benefits, tax structuring.

For individuals, Kevin provides advice on financial planning at all life stages, pensions, investments, life, critical illness and income insurance, trusts, tax planning, estate planning, pre and post retirement advice.

Qualifications: Taxation and Trusts (G10); Personal Investment Planning (G20); Business Financial Planning (AF2); Pension Planning (AF3); Financial Planning Process (AF5); Business Financial Planning, Business Law and Tax (J03),  Pension Funding Options (J04), Pension Income Options (J05), Investment Principles, Markets & Environment (J06)

              

        

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: ksteinlechner@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Nigel Shaffer

Chartered Financial planner

Nigel has been in the financial services industry since 1988. Having successfully run his own business from 1990 to 2010, he decided to merge his business into a larger financial planning practice.

Nigel specialises in dealing with business owner clients and currently advises a number of Managing Directors running profitable businesses. Within his varied client base he also has Barristers, Judges, IT Contractors and retired individuals.

Nigel often works in conjunction with Accountants and Lawyers, ensuring their professional services to clients dovetail with his financial advice. As part of his service proposition to them he runs educational seminars for their clients covering topical issues such as Pension freedoms, IHT planning strategies, and cash flow modelling.

Nigel is passionate about helping his clients attain a position where they can enjoy their wealth during retirement years without fear of running out of money.

Nigel has achieved Chartered Financial Planner status.

Qualifications: Financial Services, Regulations & Ethics (CF1); Financial Protection (CF3); Retirement planning (CF4); Integrated Financial Planning (CF5); Financial Planning Certificate (FP1, FP2 & FP3); Certificate In Mortgage Advice (CF6); Financial services, Regulation & Ethics (RO1); Investment Principles and Risk (R02); Personal Taxation (R03); Financial Services Products (FA7); Life Office Administration (FA1); Pension Income options (J05); Taxation and Trusts (AF1); Pension Planning (AF3); Financial Planning Process (AF5); Advanced Pensions (G60); Pension Income Options (J05); Pensions update (R08).

“I have found Nigel to be immensely helpful, highly professional exercising good judgment at all times and warm, friendly and highly approachable” – Anthony Metzer QC ( Head of Goldsmith Barristers Chambers)

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: nshaffer@rad-new.com

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David Stakol

MORTGAGE AND PROTECTION SPECIALIST

David emigrated from South Africa to the UK at the tender age of 14 and has been here ever since. Coming from an accountancy background, he started working in the Financial Services industry in July 1977 and still does a lot of work with firms of solicitors and accountancy practices.

David is primarily interested in people and has enjoyed looking after the financial needs of many of his clients for decades. Previously his work included pensions, investments, mortgages and more but in recent years he has begun to work with a team of other advisers, each with different fields of interest. He now concentrates on the mortgage and protection side of the business, including corporate work such as key person insurance and shareholder protection. This allows for great depth of knowledge in each area as well as more time spent with clients.

David had junior trials for Wimbledon but sadly didn’t make it. These days he is a keen golfer and much more likely to make the cut.

Qualifications: Chartered Insurance Institute Financial Planning Certificate (Cert PFS), Certificate in Mortgage Advice and Practice (CeMap).

Telephone: 020 7382 0446

Fax: 0844 756 0462

Email: dstakol@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Steve Weisner

Financial planner

An experienced Financial planner, Steve first qualified as a financial adviser back in 1997. He works as part of a team and advises individual clients in most areas of personal financial planning, specialising in pension and investment advice. There are 3 main types of clients he helps:
– Business owners, freelancers and contractors with families, looking at tax-efficient ways to both build wealth and provide financial security.
– Professionals who have accumulated several different pension pots and want an overall risk based, cost-effective strategy for managing these arrangements going forwards.
– People either approaching or at retirement, looking for clear guidance through an ever more complex area of financial planning.

Steve’s strengths include being honest, reliable, straight talking and able to explain potentially complicated issues in a clear way which his clients can understand. This has led to him building professional connections with several Accountants and Solicitors who regularly refer their clients to him.

Steve lives in Highgate with his partner Vicky and their Tibetan Terrier Rufus.

He has a keen interest in sport and regularly plays football and watches West Ham. He also enjoys going to music concerts, reading, films and adventure holidays.

Qualifications: Chartered Insurance Institute Diploma in Financial Planning (Dip PFS), Pension transfers (AF7), Investment & Risk (CF2), Investment principles, markets and environment (J06), Pensions and Retirement Planning (R04), Financial Protection (R05), Financial Planning Practice (R06) Financial Services, Regulations & Ethics (R01), Chartered Insurance Institute Certificate in Financial Planning (Cert PFS) and Financial Planning Certificate (FPC 1,2 & 3).

‘As you know I have had little faith in the pensions advice received over the years and, rightly or wrongly, left things as they are.
Since asking you for advice it is apparent that this was not the right thing to do and I will not have the retirement pot I might have had, as a result of both poor initial fund selection, high annual management costs and the lack of advice to correct the situation.
In contrast, I am completely reassured and delighted by the process we have been through to realign and consolidate my funds to maximise their current value and future returns relative to my appetite for investment risk. I know that you will keep an eye on the present selection so that I get the best possible returns as I approach my retirement.
On reflection, I wish I had taken the recommendation to seek your advice sooner and to make sure that I had obtained your advice on my investments each and every year.
I have no hesitation recommending you to someone who has put off looking for such advice. The sooner it is looked into, the sooner they can gain the immediate and the long term benefits of your advice and diligence. – Andrew Pegg

‘I’m writing to thank you for the excellent service you have given me since you become my IFA at the end of 2014. During that time you have moved my pensions and other investments to new providers where I am getting better returns and where the charges I pay are lower.
Not only that, but I now get ongoing advice about my investments, which is something I have never had from previous financial advisers. You’ve also done a great job of reviewing my existing life insurance and critical illness cover and helping me plug the gaps with new policies where required.
Finally, by introducing me to your colleague Brian, you’ve helped keep my private medical insurance at an acceptable level when my existing provider was looking to increase premium significantly.
Having dealt with many IFAs over the years, it is a refreshing change to work with someone who knows what he’s talking about and isn’t simply a commission-chasing salesman in a cheap suit.’ – David Miles

I would love this opportunity to give a glowing testimonial to Steve. Firstly, he has managed to save me and my wife a considerable amount of charges on our pension products. But mostly I want to thank him for his patience.
It is true that savings on charges for my pension products is not that high in my priority list, it’s a bit boring to think about and I never imagined that the savings would be that significant. I want to thanks Steve for cutting the balance of being tenacious without ever delivering a hard sell.
I will continue to work with Steve and would not hesitate to recommend him to anyone who needs to look at their financial position. Many thanks.’ – Heath Gardiner MD

‘ Dear Steve, As you know, I am someone who remains loyal to suppliers and advisors, so I initially resisted your requests to engage with me with regard to financial advice. However, faced with somewhat of a delicate and what seemed an unsolvable issue, I ran it past you and you thought you might have a solution. It took almost a year to complete as it involved a number of different people with different agendas, but your solution worked and we got there in the end. Throughout, you were supportive, helpful, straight talking, sensitive and knowledgeable. Subsequently, I have referred you to another one of our directors which is always a measure of satisfaction. I can say without hesitation that I would recommend you to anyone requiring financial advice. Thank you for your help.’  – Howard Graham

‘ Amazing service combined with depth of knowledge on so many fronts within the team. It helps sort out any potential problems before they happen – AND They are nice people , my main contact is Steve Weisner’ – John Brandler

‘Steve Weisner really makes time for his clients – and I have happily referred him work as he has looked after my friends. Would happily do so again.’ – Hasib Howlader

‘Over the years I have dealt with Steve Weisner in my capacity as an accountant and also personally. I have sought financial advice from him personally and for my family as well as for my clients and my firm over the last five years. During this period I have found Steve to extremely knowledgeable and reliable. His advice is practical and easy to understand. He is willing to help and is ready to assist at a drop of a hat. My clients have good things to say about Steve and that reflects very well on us. Steve tells us as it is and his advice is clear cut and therefore it gets very easy to make important financial decisions without any doubts. He explains his fee structure clearly and gets things done very quickly.
I always recommend Steve for any financial advice as he is on top of his game. Thank you Steve for being you and thank you for all the hard work you have done so fat. You are a credit to your profession. – Ratan Lele

Telephone: 020 7382 0437

Email: sweisner@rad-new.com

Email communications are not secure and for this reason Radcliffe & Newlands Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.