WEALTH
When it comes to employee wealth, this isn’t just salary, find out how other employee benefits can be a tax efficient and engaging way of rewarding your employees.
Saving for the retirement.
WORKPLACE PENSIONS
The Government has introduced legislation requiring all employers to provide a company pension that meets certain standards and automatically enrols eligible employees into the pension (if they’re not already members). In addition, there are communication and re-enrolment obligations which if not adhered to, will result in enforcement action from the Pensions Regulator.
Supporting those left behind if your employee dies in service.
LIFE ASSURANCE
Group life assurance provides a benefit on an employee’s death in service. This can be a lump sum payable to nominated beneficiaries or a taxable pension payable to the employee’s dependants, or both. Finding the right product can have significant budget implications and increase its value as a benefit.
Supporting those left behind if your employee dies in service.
LIFE ASSURANCE
Group life assurance provides a benefit on an employee’s death in service. This can be a lump sum payable to nominated beneficiaries or a taxable pension payable to the employee’s dependants, or both. Finding the right product can have significant budget implications and increase its value as a benefit.
Providing protection in the event of a serious illness or injury.
CRITICAL ILLNESS
Group critical illness cover provides a tax-free lump sum to an employee in the event of them being diagnosed with a specified critical illness or condition and then surviving for a specified period. When an employee needs expensive treatment or life-changing support, this benefit quickly translates into highly valued employer assistance. We will help you understand how this benefit fits into a package why you might include it.
Providing a replacement income during long-term illness or injury.
INCOME PROTECTION
Group income protection provides assistance to an employee when they are unable to work long term, as a result of an illness or injury. As well as financial support, the policy will also include help for employees in the form of rehabilitation services to help employees back into the workplace. This has become a pivotal ‘duty of care’ benefit for many employers and we can help you match this to business needs so you get the most out of the policy.
Speak to one of our
CONSULTANTS
Whether you are interested in one specific benefit or would like a complete benefit review, speak to one of our consultants today.
We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which may require us to share it with Radcliffe & Newlands Estate Planning Ltd. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.
