First Time Buyers - Radcliffe & Newlands

Help and advice for First Time Buyers

When the time comes for you to make your first foray into the property market you will probably have a mix of excitement and trepidation. 
That trepidation is healthy and indeed justified for the unprepared but, with our guidance,  you can enjoy the excitement as our knowledge keeps you safe from the usual errors.

First Time Buyer looking to get on the ladder?

First Time Buyer looking to get on the ladder?

We represent you in the mortgage market. At a time that can seem very stressful, one of our professional advisers will give you independent guidance and explain in detail the various options available to you and take the hassle away from your property purchase.

  • We will help you prior to finding a property by explaining the whole process to you and calculating how much you can afford. You are then armed to go out and find a suitable property.
  • When you have found a property we will not only identify and apply for the most suitable mortgage for you but assist with surveyors, solicitors, insurance and any related matters. We can deal direct with the estate agents on your behalf too. You can ask us for assistance with anything that concerns you.
  • During the mortgage process we keep on top of everything with the mortgage lender and keep you up to date with progress. When the mortgage offer is received we will check it to ensure it is actually correct.
  • After your mortgage has been agreed there is still plenty to do. We contact your solicitors to ensure that they have the offer and enquiries have been started. We keep in touch with your solicitors to assist with any problems and we keep you in the loop at all times. Whatever life insurance or buildings insurance is required we ensure it is on risk at exchange of contracts.  
And when completion has taken place successfully you can always call upon us for any other financial matters you need to deal with.

Finally, a few months before your mortgage rate is due to expire, we will be in touch to remind you so that you don’t end up paying the dreaded Standard Variable Rate.

We represent you in the mortgage market. At a time that can seem very stressful, one of our professional advisers will give you independent guidance and explain in detail the various options available to you and take the hassle away from your property purchase.

    • We will help you prior to finding a property by explaining the whole process to you and calculating how much you can afford. You are then armed to go out and find a suitable property.
    • When you have found a property we will not only identify and apply for the most suitable mortgage for you but assist with surveyors, solicitors, insurance and any related matters. We can deal direct with the estate agents on your behalf too. You can ask us for assistance with anything that concerns you.
    • During the mortgage process we keep on top of everything with the mortgage lender and keep you up to date with progress. When the mortgage offer is received we will check it to ensure it is actually correct.
    • After your mortgage has been agreed there is still plenty to do. We contact your solicitors to ensure that they have the offer and enquiries have been started. We keep in touch with your solicitors to assist with any problems and we keep you in the loop at all times. Whatever life insurance or buildings insurance is required we ensure it is on risk at exchange of contracts.  
And when completion has taken place successfully you can always call upon us for any other financial matters you need to deal with.

Finally, a few months before your mortgage rate is due to expire, we will be in touch to remind you so that you don’t end up paying the dreaded Standard Variable Rate.

A Mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

We represent you in the mortgage market. At a time that can seem very stressful, one of our professional advisers will give you independent guidance and explain in detail the various options available to you and take the hassle away from your property purchase.

  • We will help you prior to finding a property by explaining the whole process to you and calculating how much you can afford. You are then armed to go out and find a suitable property.
  • When you have found a property we will not only identify and apply for the most suitable mortgage for you but assist with surveyors, solicitors, insurance and any related matters. We can deal direct with the estate agents on your behalf too. You can ask us for assistance with anything that concerns you.
  • During the mortgage process we keep on top of everything with the mortgage lender and keep you up to date with progress. When the mortgage offer is received we will check it to ensure it is actually correct.
  • After your mortgage has been agreed there is still plenty to do. We contact your solicitors to ensure that they have the offer and enquiries have been started. We keep in touch with your solicitors to assist with any problems and we keep you in the loop at all times. Whatever life insurance or buildings insurance is required we ensure it is on risk at exchange of contracts.
And when completion has taken place successfully you can always call upon us for any other financial matters you need to deal with.

Finally, a few months before your mortgage rate is due to expire, we will be in touch to remind you so that you don’t end up paying the dreaded Standard Variable Rate.

A Mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Free mortgage

CONSULTATION

Speak to an adviser who will assess your objectives, current position, and help you plan a course of action. It’s also an opportunity for you to get to know us before deciding to engage our services. You can ask as many questions as you need. Your first meeting with us where we will discuss the ways in which we might help you is free of charge. Contact us today to book an appointment.

We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with TenetConnect Ltd. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.

NEWSLETTER

Radcliffe & Newlands Ltd is an appointed representative of TenetConnect Ltd which is authorised and regulated by the Financial Conduct Authority. TenetConnect Ltd is entered on the FCA register (www.fca.org.uk/register) under reference 149826. Radcliffe and Newlands Ltd Registered Address: 1st Floor, 50 Featherstone Street, London, EC1Y 8RT. Registered in England and Wales, No. 5681687

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Please read our Privacy Policy before completing any enquiry form or before sending an email to us. 

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