LONG TERM CARE

You paid national insurance all your life but now you find you could be required to pay for certain health needs. If your health needs are classed as social care and you have savings above a certain level, then you will have to pay for them.

You paid national insurance all your life but now you find you could be required to pay for certain health needs. If your health needs are classed as social care and you have savings above a certain level, then you will have to pay for them.

A Later Life Financial Adviser will help you go through your options and show you how to:

  • Claim all the benefits you are entitled to
  • Protect against running out of money to pay for your care
  • Protect a large family estate from being entirely absorbed by the cost of your care

Example: Donna's story

Donna had annual income and benefits worth £20,000 but the annual cost of her preferred care home was £40,000. An immediate needs annuity which cost £90,000 generated the £20,000 needed for Donna to live without worry.

This is only an example and actual amounts will depend on your individual circumstances. Immediate needs annuities are individually underwritten and there may be no return to the estate upon death.

Free initial

CONSULTATION

Speak to an adviser who will assess your objectives, current position, and help you plan a course of action. It’s also an opportunity for you to get to know us before deciding to engage our services. You can ask as many questions as you need. Your first meeting with us where we will discuss the ways in which we might help you is free of charge. Contact us today to book an appointment.

We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with TenetConnect Ltd, and may require us to share it with Radcliffe & Newlands Estate Planning Ltd. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.

Email communications are not secure. For this reason Radcliffe & Newlands cannot guarantee the security of the email or its contents or that it remains virus free once sent.